Instruction & coaching
Ask about claims connected with training advice, supervision, or participant injury.
Bring the detail
Prepare activity list and participant numbers. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Public liability
Discuss premises, outdoor sessions, events, and third-party property.
Bring the detail
Prepare coach credentials and employment status. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Facility & equipment
Review fitness equipment, rented spaces, and interruption to scheduled activities.
Bring the detail
Prepare facility and outdoor locations. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Activities and participants
Separate class types, camps, sports and age groups.
Venues and events
Include outdoors, hired spaces and competitions.
Staff and safety processes
Explain qualifications, supervision, agreements and incident handling.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.